HOA Master Insurance Policy

A master policy is a form of property and liability insurance that HOA members collectively pay for as part of their membership dues.

Grantor

A grantor refers to a person or institution that conveys ownership of a property. It is also an entity that creates a trust, also known

Gift Tax

Gift taxes are imposed on money or property transferred from one person to another as a gift. For the purpose of this tax, a gift

Gift Deed

This is used to convey the title on real property that is given for no consideration or for only a token consideration. In some states,

Flood Plain

Located along the edge of rivers, streams and lakes, flood plains play an important role in the environment by holding water overflow, filtering pollutants, controlling

Flood Zone Code

Codes associated with the severity and type of flooding in the area.

Flood Map (FEMA)

Flood Map (FEMA) is an important part of the National Flood Insurance Program (NFIP), as it is the basis of the NFIP regulations and flood

Flood Insurance

Flood insurance is a product that covers property loss caused by flooding. The most common way to get flood insurance is by going through the

Flat Fee

A flat fee refers to a fixed charge that a client pays a broker instead of a percentage-based commission.

Flood Elevation Certificate

An elevation certificate documents important features of your property, including its location, flood zone, building characteristics and, most importantly, the elevation of its lowest floor.

Homeowner Education