Homeowner Education

An elevation certificate documents important features of your property, including its location, flood zone, building characteristics and, most importantly, the elevation of its lowest floor.

The Flood Insurance Rate Map (FIRM) is an official flood map used in National Flood Insurance.

Disaster loss occurs when resident incur a loss in an area that the president has declared as a national disaster area. Phenomena including floods, earthquakes

A deductible is the amount a person with insurance pays toward her claim before the insurance company pays the remainder.

A declarations page is the part of an insurance policy that identifies the people and property covered by the policy and the length of time

Actual cash value, commonly known by the acronym ACV, and also referred to as market value, is a term used in the insurance industry to

Four (4) point inspections are the tools that insurance underwriters and insurance companies use to determine risk. As you might have guessed, there are four