Discount Point
A discount point is a sum of money paid by the borrower or home buyer to the lender of the mortgage to decrease the interest
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A discount point is a sum of money paid by the borrower or home buyer to the lender of the mortgage to decrease the interest
Depreciation is a decrease in the price or value of an asset. Depreciation occurs when the market value of an asset is lower than the
Deferment is an agreement between a lender and a borrower to temporarily suspend debt payments.
A debit bureau is an agency that collects and reports information on bank accounts, such as checking and savings. A debit bureau knows when consumers
Debt consolidation is a refinancing tactic in which someone takes out new loans to pay off her existing debt. The new loan combines existing debts
Credit utilization refers to the amount of credit you have used compared with how much credit you have been extended by a lender. It also
A credit bureau tracks the credit history of borrowers in order to generate credit reports and credit scores. Financial companies buy this information to help
A credit monitoring service tracks your credit for any significant changes such as new accounts or a dramatic increase in your balances.
A credit agreement is a legally binding contract made between a person who borrows money and the lender. It is agreed upon by both parties
Creative financing is an innovative or unusual way of structuring a loan that allows a person to buy a home, land or some other major
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